5 Reasons You Need Travel Insurance

Traveling these days can be more confusing than ever. There are new policies, regulations and requirements constantly changing depending on your destination, airline and plans, which can make travelers weary and anxious. That is why it can be helpful to look into ways to protect yourself from accidents, medical emergencies, illness or even lost baggage in the unfortunate event that something goes wrong on your trip.

Travel insurance is one option that provides peace of mind and can be relatively inexpensive. AAA Travel Insurance is administered by Allianz Global Assistance, which serves 40 million customers in the U.S. and is operated in 35 countries. You do not have to be a AAA member to purchase AAA Travel Insurance.

Five Reasons to Consider Travel Insurance

1. Dealing with Catastrophic Events

In the event of a natural disaster, airline strike or act of terrorism, travel insurance can help get you home quickly and safely.

2. Trip Cancellation Assistance

Things happen in life that are out of your control, but travel insurance covers many of those situations that could lead to a cancelled trip.

3. Emergency Medical Insurance

Protect yourself from large upfront, out-of-pocket costs that can occur when traveling internationally, including evacuation services in areas without adequate medical care.

4. Possibility of Lost Luggage

Supplemental insurance can cover types of luggage that your airline doesn’t, and even cover bags that get lost at other points on your trip.

5. Sufficient Coverage

Credit cards and other types of insurance may not provide adequate coverage in the event of a trip cancellation or medical emergency.

Know What is Covered by Your Travel Insurance Policy

All travel insurance plans have exclusions to be aware of that may vary by location or policy, including high-risk activities (bungee jumping), intentional acts (drug use) and specifically designated events (war), so it is important to review your policies to make sure you’re getting the exact coverage you need. While epidemics are not covered on most travel insurance plans, many have recently updated their policies to cover COVID-related losses.

For more information, please talk to your trusted AAA Travel Advisor, preferably at the time of booking, to help you select the right protection plan for your individual needs. Please note that terms, conditions and exclusions apply to the insurance protection benefits and services mentioned. A complete description, including a detailed list of exclusions, conditions and limitations, will be provided to you by your AAA Travel Advisor upon purchase.