Celebrate the Fourth Legally and without Liability Concerns - AAA Minneapolis


MINNEAPOLIS (June 29, 2016) – While a good host wants to make sure all their guests have plenty to eat, drink, and do, it’s also important to protect themselves from liability and follow the law. The AAA Minneapolis Insurance Agency has shared the following tips for hosts to consider when hosting during the Fourth of July holiday:

Know Your Policy: Look at the liability portion of your homeowners, condo, or renters insurance and talk to your agent about exclusions.

Keep Walkways Clear: Avoid trips and falls by making sure to remove any obstacles that can get in the way of guests who are moving about.

Fireworks Safety:

  • If a guest wants to put on a fireworks display of their own, remember that Minnesota laws are more restrictive than neighboring states’. If it flies or explodes, you should avoid lighting it on your property. A full list from the State Fire Marshal is available online.
  • Keep items that spark away from flammable materials such as leaf piles, hay, etc.

Take Care of the Spread: Even if your party is catered, you could be held liable if a guest becomes ill from the food in your home. Don’t put anything out that seems undercooked, spoiled, or contaminated.

Keep Drinking Guests Safe:

  • Have the phone number for a local cab company available.
  • When the party nears its end, put the alcohol away.
  • Don’t serve alcohol to guests who are visibly intoxicated.
  • Offer alternatives to alcoholic beverages as well as safe, filling food if the party is centered around drinking.

For interview requests, contact Sabrina Caprioli, scaprioli@aaaminneapolis.com.